Frequently Asked Questions
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Scheme set up and management
Who provides the loan contribution for Help to Buy?
Who manages the Help to Buy: Equity Loan application process?
Who is the Help to Buy: Equity Loan administrator?
Equity Loan scheme rules and restrictions
Is Help to Buy: Equity Loan just on new-builds?
I would like to buy a house that is leasehold, through Help to Buy: Equity Loan. Should I stop my purchase?
Can I sublet a home purchased through Help to Buy: Equity Loan? ?
Can I extend or alter my property purchased using a Help to Buy: Equity Loan?
Will Help to Buy: Equity Loan be extended?
Can I transfer my mortgage to another lender?
After purchasing my home, can I increase my mortgage or take out another equity loan?
Can names be added or changed on a property which is purchased though Help to Buy: Equity Loan?
What happens if my partner moves out and no longer wants to be part of the equity loan agreement?
Managing your finances
Who pays for repairs and ongoing maintenance to my property?
Will I have to pay Stamp Duty?
Can I get help with benefits to pay the Help to Buy fees and interest if, for example, I lose my job?
What happens to my home if I die after purchasing it through Help to Buy: Equity Loan?
How are fees collected after five years of ownership using a Help to Buy: Equity Loan?
Can Help to Buy: Equity Loan be used twice?
The home-buying process with Help to Buy: Equity Loan
Can I buy a home off plan?
Can I use a builders part exchange scheme?
How long will it take before I can move in?
What happens if the completion of my home, purchased through an equity loan, is delayed?
Can I sell a shared ownership home?
Can I buy more shares in my shared ownership home?
What are shared ownership resale homes?